Practical Help for Personal Finances

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Personal finance covers many issues including balance sheet assessments, monitoring cash flow, investment goals and estate planning.  When an unexpected event occurs that puts pressure on your financial situation, you may need to reassess your plan.  You may have just as much of a need for some help to address that unexpected event.

Personal loans can help meet your individual goals and needs, such as major purchases, investments, or debt consolidation.  These days it can be difficult to get loans from traditional sources.  If you find yourself in such a position, there are dependable and very affordable alternatives. 
A personal short-term loan from a company like Mogo is an option that should definitely be explored for Canadians and might just be your answer.

Handling cash flow can be difficult for many start-ups, small businesses and households. Cash flow problems occur for many different reasons and can have a significant impact on the well-being of a business or household finances. Some advice on personal finance can help.

Below are some personal finance tips in the form of entertaining and insightful quotes, but also some very practical tips and tools that could be life changing for you if taken to heart and put into practice.

Insight from celebrities:

  • “A penny here, and a dollar there, placed at interest, goes on accumulating, and in this way the desired result is attained. It requires some training, perhaps, to accomplish this economy, but when once used to it, you will find there is more satisfaction in rational saving than in irrational spending.” -P. T. Barnum

  •  “Too many people spend money they haven’t earned, to buy things they don’t want, to impress people they don’t like.” -Will Smith

  • “If you can, you will quickly find that the greatest rate of return you will earn is on your own personal spending. Being a smart shopper is the first step to getting rich.” -Mark Cuban


Quotes from celebrities are often insightful, some are pithy, others are entertaining, but below are some very good practical resources that will help you with your personal finances.



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